Changes coming in ATM and Check Card Programs

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? Discounted theme park tickets
now available to
members. page 4 Changes coming in ATM and Check Card Programs • New ATM coming to La Fontaine.
• Replacements for Rochester and Peru.
• Beacon CU to join MoneyPass® nationwide network of surcharge-free ATMs. The Board of Directors is pleased to announce the
addition of a new Automated
Teller Machine in La Fontaine,
Indiana - just off of Indiana
State Highway 15. The
free standing ATM will be
located in the parking lot of
the Food Cupboard, one of
La Fontaine’s most popular
retail establishments. Access
to the Food Cupboard and its
parking lot is off of Logan Street
which may be directly accessed by turning East off of
Highway 15. You will be able to access funds from
your Beacon Credit Union checking and savings
accounts and make deposits free of charge. This
new machine is scheduled to be activated on June
1, 2007. In addition to this new ATM, the ATMs at our
Rochester and Peru branch offices will be replaced
with new, state-of-the-art equipment. Installation of
a new building and new ATM is scheduled at both
locations during the summer. In order to sustain long term health of the ATM and
Check Card (Debit) programs, preparations are
underway to move these services to a new provider
on August 15, 2007. As part of the change, Beacon Credit Union will join the MoneyPass® surcharge-
free ATM network, which translates into significant
benefits for you. MoneyPass® has thousands of
surcharge-free ATMs coast to coast — and the
network continues to grow. When you complete a transaction at any MoneyPass®
ATM, the credit union or bank
who owns that machine will
not charge you a surcharge
fee. Beacon Credit Union will
also remain a member of the
Alliance One surcharge-free
network, which offers similar
benefits. For more information
on MoneyPass®, including the MoneyPass® locations nearest you, visit www.beaconcu.org. If you carry a Beacon CU ATM or Check Card it is
very important to note the following information: • You will be receiving a new ATM or Check Card
prior to August 15. The new cards will have a
new look, a new card number, new PIN (personal
identification number) and different expiration date
than your current card. • The current ATM or Check Card you carry will no
longer be valid beginning at 3:00 a.m. on August 15,
2007. RaTeWaTCH v o l u m e 3 2 0 0 7 CERTIFICATES/IRAs.......................APY 6 Month Certificate ($10,000 min.) .........5.01%
1 Year Certificate ($10,000 min.) ............5.01%
18 Month Certificate ($2,500 min.) .........5.01%
2 Year Certificate ($2,500 min.) ..............5.01%
3 Year Certificate ($2,500 min.) ..............5.01%
4 Year Certificate ($2,500 min.) ..............5.01%
5 Year Certificate ($2,500 min.) ..............5.01%
IRA Account (18 Month Cert.) .................4.99%
15 Month Certificate Special ..................5.12% LoAn.RATES............................................APR Primary Res. 15 yr. fixed
(20% down) ...........................................6.125%
Primary Resident 1 yr. ARM
(25 yr. amort./20% down) ......................5.625%
Primary Resident 3 yr. ARM
(25 yr. amort./20% down) ......................5.875%
Farm Operation (1 year max.) ..............7.750%
Farm Real Estate 15 yr. fixed
(35% down) .........................................6.900% For.a.complete.rates.listing,.visit.www.beaconcu.org APY is Annual Percentage Yield · APR is Annual Percentage Rate ARM is Adjustable Rate Mortgage Rates effective May 1, 2007 Rates Subject to Change aTm Changes...continued on page 2. ? Rumple takes reigns in Huntington. page 2 ? Meyer retires after 30 years of service. page 3 ? Tax-favored ways to pay for college. page 3 Workers put the finishing touches on the new ATM in La Fontaine. Rumple takes reigns in Huntington Beacon Credit Union is pleased to welcome
Sue Rumple as our new Huntington Branch
Manager. A lifelong resident of Huntington
County, Sue has 30 years of banking
experience including that as a teller, customer
service representative, loan officer, licensed
banker, management and administrative.
According to Rumple, ““I have a diversified
knowledge and experience in various aspects
of finance. I’m dedicated to service with
emphasis on a high level of excellence. I look
forward to bringing these traits to Beacon
Credit Union.” Sue has been very active in the Huntington
Community. She has served on numerous
United Way Campaign Drives and was the first
recipient of the prestigious Ray Vanderspool
Volunteer Award. She has also served as
Treasurer and is currently serving as President
of the Huntington County Council on Aging. Other groups that Sue has served include
Help, Inc., Treasurer of Crop Walk, Fireworks Committee, United States Parachute
Association, and the United States Ballroom
Association. Sue has also been an active
participant in Junior Achievement and
coordinated and taught financial courses for
women. Sue is married to Dan Rumple. They are
parents of three children and grandparents of
11. Longtime Huntington Banker joins Beacon CU • You must activate your new card
prior to use. Activation may take
place via the telephone or at any
Automated Teller Machine after
3:00 a.m. on August 15, 2007. • You may choose to reset your
newly assigned PIN at any
Automated Teller Machine after
activation of the card. PIN’s may
be reset to the same number as
your current PIN. • Any preauthorized debits or
transfers that you have set up
using your current ATM or Check
Card must be changed to the
new card numbers and expiration
dates as the existing card
numbers will not be valid after
August 14, 2007. • Select machines will be
equipped to include directions in
Spanish. You will receive more information
via mail and in your account
statements prior to August 15. If
you have any questions, you may
contact our Beacon Credit Union
Contact Center (press Option 3
when calling any of our Beacon
CU offices). annual Fraud prevention and awareness Day is a Success Beacon Credit Union held its annual Fraud Prevention and
Awareness day in late February. Information was provided to
members on Identity Theft Prevention, Lottery and Sweepstakes
Scams, Protecting Financial Information Online and Card
Skimming. While there are no guarantees to avoiding these
financial crimes, there are steps you can take to minimize your
risks. If you have any question about fraud prevention or are
concerned that you may be a vicitm to financial fraud, please
contact our Fraud Department by calling any Beacon CU branch
office, then dial extension 2053. Beacon CU Fraud Coordinator
Aine Willis talks with a member
during Fraud Prevention and
Awareness Day. Beacon CU will join the MoneyPass surcharge-free ATM network in August. aTm Changes...continued from page 1. make iT Happen WiTH plaTinum equiTy If you’re faced with the rising cost of college, either now or down the road sometime, education savings
accounts and 529 college savings plans offer you tax-favored ways to save. For informaiton about these plans and other ways to save for college, please contact me. The Compass, a publication of Beacon Credit Union WWW.BeaConCu.oRg meyeR ReTiReS Betty Meyer, longtime employee at
the Beacon CU Grissom Aeroplex
Office retired on March 31st
following nearly 30 years of service. Hired in July of 1972 by Grissom
Federal Credit Union, Betty worked
in many capacities including Teller,
Head Teller and Teller Supervisor.
Other than a five year move to
Alaska, she worked exclusively
at the Grissom Aeroplex Office,
becoming a favorite among
members. She witnessed the
change from Grissom Federal
Credit Union to Sagamore
Community Federal Credit Union
and the 2005 merger between
Sagamore Community Federal
Credit Union and Beacon Credit
Union. Beacon Credit Union would like to
take this opportunity to thank Betty
for her nearly 30 years of devotion
to the credit union industry and
wish her the best of luck in her
retirement. Betty Meyer with Beacon CU Director John Peters at her Retirement Party. Representatives are registered through, and securities are sold through, and Investment Advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member NASD/SIPC, A Registered Investment Advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (866) 512-6109. Insurance sold through licensed CUNA Mutual Life Insurance Company Representatives, and in New York, licensed insurance representatives of other companies. Nondeposit investment products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the credit union. Beacon investment Services Located at: Beacon Credit Union 586 S. Wabash St. Wabash, IN 46992 Michael D. Farner ChFC, CLU - Financial Advisor (260) 563-7443, ext. 2009 1385-P11360S1(0503) Tax-favored ways to save for college. Education savings accounts, 529 college savings plans, and more.. . S tart S aving t oday ! What can you do with the equity in your home? Whether it’s a home improvement project, pay- ing off bills, college expenses, or taking the vacation-of-a-life time, there’s a lot you can do with a Platinum Equity VISA from Beacon! The account is flexible, and the card is built for convenience. Apply today and take advantage of the following features: • No Annual Fee • No ATM or Over-the-Counter fees • 25 Day Grace Period on Purchases • No Closing Costs! • Online Account Access (check balance, make payments) The Convenience of purchasing with viSa The Platinum Equity Visa is a home equity line-of-credit packaged in a convenient Visa card. It’s the flexible solution for making purchases - use it at any merchant that accepts VISA (millions of locations worldwide). apply Today Applying for the Platinum Equity VISA is easy. Stop by and visit any Beacon CU Loan Officer today. Maximum rate is 6% above the initial rate when account was opened and is not to exceed 21%. Minimum monthly payment will equal the greater of the amount of the accrued finance charges on the last day of the billing cycle or $20.00. The periodic rate is .7292% per month for cash advances and purchases. No transaction fee for cash advance/purchases. No grace period for cash advances. Minimum credit limit is $5,000. Maximum credit limit $100,000. Rate subject to change. Consult your tax advisor for tax-deductibility. Credit application required. Equal Housing Lender. Each account is insured up to $250,000 by American Share Insurance. By members’ choice, this institution is not federally insured. How to Contact Beacon Credit Union Wabash (260) 563-7443 north.Manchester (260) 982-7551 Rochester (574) 223-4871 Peru.(n..Broadway) (765) 472-3472 Peru.(W..old.Key.Drive) (765) 472-1022 Logansport.(216.Mall Road) (574) 722-2161 Logansport.(1405.W..Market.St.) (574) 722-6395 Marion (765) 664-9537 Huntington (260) 359-9680 Warsaw (574) 268-1276 Grissom.Aeroplex (765) 689-9181 Department extensions ATM/Check Cards................. ext. 2240 CD/IRAs ................................ ext. 2230 Collections ............................ ext. 2215 Human Resources ................ ext. 2270 E-Services ............................ ext. 2260 Consumer/Ag Lending .......... ext. 2200 Real Estate Lending ............. ext. 2205 Beacon Inv. Services ............ ext. 2245 New Accounts ....................... ext. 2235 Account Research ................ ext. 2280 VISA ...................................... ext. 6015 Contact Center ..................... "0" or "3" Email: beaconcu@beaconcu.org Send all mail inquiries to: Beacon Credit Union PO Box 627 Wabash, IN 46992 Discounted Theme park Tickets now available to members Each account insured up to $250,000 by Ameri- can Share Insurance. By members’ choice, this institution is not federally insured. paramount’s kings island your Cost general admission you Save 1-Day Adult $35.00 $44.95 $9.95 2-Day Adult $50.00 $54.95 $4.95 1-Day Child/Senior* $26.00 $29.95 $3.95 · Children 2 and under admitted free.
· *Child = Age 3-6 or 48” and under, Senior = Age 60+
Cedar point your Cost general admission you Save 1-Day Admission $34.00 $41.95 $7.95 2-Day Admission ** $66.00 $69.95 $3.95 Children 2 and under admitted free.
**Admits one person into Cedar Point and Soak City on two days Holiday World & Splashin’ Safari your Cost general admission you Save 1-Day Adult $31.00 $37.95 $6.95 Children 2 and under admitted free. Six Flags kentucky kingdom In Louisville on the Kentucky Fair and Exposition Center Grounds your Cost general admission you Save 1-Day Adult $23.00 $39.99 $16.99 Children under 3 and seniors (65+) are admitted free. indiana Beach your Cost general admission you Save 48” and over $21.00 $32.50 $11.50 Under 48” $11.00 $25.50 $14.50 Tickets available at all Beacon CU branch offices (excluding Hale Drive). For more information on each park visit www.beaconcu.org